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Investment Calculator

Project the future value of an investment with an initial amount, regular monthly contributions, and a compounding annual return.

Your numbers

$
$
%
yrs
Future value
$0
What your investment could be worth
Total contributions$0
Total growth$0

How the investment calculator works

The future value combines your starting investment and every monthly contribution, each growing with compound returns from the time it is invested. Compounding means returns earn returns.

FV = PV(1+r)ⁿ + PMT · ((1+r)ⁿ − 1) / r compounded monthly

Frequently asked questions

Is the return guaranteed?+
No. Markets fluctuate and the figure is an estimate based on a constant assumed return. Real returns vary year to year.
How much does starting early matter?+
A lot. Because of compounding, contributions made earlier have far more time to grow, often outweighing larger contributions made later.

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